How to Get the Most Bang for Your Buck at Your Next Doctor’s Visit


Have you ever been frustrated by an unproductive or inopportune visit with your doctor that wasted your time and money?

You can prevent that from happening again!


The Problem

Many visits with healthcare providers are poorly timed and less productive than they could be.  Why?  Because nobody is looking out for you between visits.

It’s not that your doctor doesn’t care.  He or she is simply too busy with clinical tasks to be able to optimize your visits.

As a result, you spend more money and get suboptimal care:

  • Extra visits and additional costs at the pharmacy.
  • Incorrect or unnecessary testing and treatment.
  • Rushed decisions and explanations.
  • Some visits are so handicapped by poor planning that they accomplish nothing, wasting both your time and money.


It is easy to minimize the number of visits and maximize the time with your doctor.

Read on to find out how.


The Solution

You can easily accomplish more for less cost at the doctor’s office with what I call SMART Preparation.  Each letter relates to an aspect of your visit that you might improve upon with a little thought and preparation: Scheduling, Medications, Agenda, Records and Tests.

The exercise will only take a minute or two and will pay off every time.



Optimize visit timing and duration.

  • Most important:  When making the appointment, inform the receptionist of EVERY issue that you need to cover so that adequate time is scheduled.  If you think of additional topics to be addressed, call back to allow a previously scheduled visit to be extended.
  • Schedule visits just before medications refills are due to avoid wasting purchased prescriptions.
  • Using a mail-order pharmacy?  Allow time for shipping to avoid expensive local refills.
  • Space out visits to different healthcare providers to avoid redundant care.



Save money by knowing your medication history and cost information.

  • Most important:  Bring your insurance drug formulary and/or pharmacy discount drug list.
  • Be sure to know details about any ineffective or poorly tolerated past medications.  (Tip:  If you can’t remember a name or dose, check with the pharmacy.)
  • Carry an accurate list of current medications and dosages.



To avoid a return visit sooner than expected, have a clear understanding of what needs to be accomplished this visit.

  • Most important:  Make a prioritized list of items that you hope to address.  ALWAYS present your list to the doctor at the start of the visit.
  • Don’t count on your doctor to identify non-immediate issues that may soon need follow-up.  (Tip:  Look for any prescriptions that have fewer than five refills left.)
  • Identify any future exam or paperwork deadlines (school, camp, daycare, work, employment, insurance).  Address them now, or account for them in the timing of your visit.



Don’t let lack of needed information undermine your visit.

  • Most important:  Turn in your homework.  Examples might include home blood pressure measurements, blood sugar results or a detailed timeline of your symptoms.
  • Gather or request all past records related to issues that you plan to address.
  • Bring all recommendations from other healthcare providers seen since your last visit.



Avoid unnecessary testing and being hauled back into the office for overlooked lab work.

  • Most important:  Consider what tests you will soon be due for.  Get them out of the way now.
  • Bring a copy of all recent and past pertinent test results done elsewhere.
  • Get a copy of any test results performed this visit.


It is up to you

When seeking assistance from any professional, ample preparation allows you to accomplish more in less time.  In the medical setting it will also improve your care and save money along the way.

Now with SMART Preparation you can spend less for your care than just showing up at the office and hoping for the best.


Stephen Meyers, MD




Filed under General

4 responses to “How to Get the Most Bang for Your Buck at Your Next Doctor’s Visit

  1. fantastic, thoughtful post! Thanks very much

  2. I agree, this is really wonderful points to consider. Thanks for compiling this in a way that’s useful.

  3. jodie

    You forgot the most important – find a doctor that actually has knowledge and cares. The rest is a waste of time unless you have one like that. Also one that doesn’t waste time stating the obvious. Oh wait, that’s you.

    • MedSavingsDoc


      It sounds like you may have had some negative or unproductive interactions with doctors, at least in terms of cost. If so, I am sorry to hear that.

      Yes, some healthcare providers are more receptive to cost discussions/considerations than others. Sometimes it is a matter of them being pressed for time, rather than outright insensitivity. Although I consider myself to be fairly cost-conscious, rendering the care itself takes up so much of a visit that there often is little extra time to discuss cost issues adequately. I do what I can when I can.

      Although tips in the article may seem obvious when outlined as they are, in my practice I see situations daily where people could have made more of an office visit or saved money with a little extra preparation. Obviously, the provider is integral to cost containment, but actions by the individual can also have a significant impact.

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